It's becoming all too apparent that one of the biggest problems everday Thais face is lack of ownership. Everywhere I go and with everyone I speak with it seems that either villagers work for the profit of another or are working for the profit of the bank.
Most villagers are under heavy debts. People owe money to the bank for motorcycles, educational exspenses, property, etc. while others may owe smaller "gentleman's agreement" style loans for seed, farming equiptment, or even a new car stereo. The heavy debts people face make it virtually impossible to build wealth. Combine this with an ignorance of basic financial management and you have a wicked brew called generational poverty.
Interestingly, villagers do have a strong entrepreneurial spirit. It seems like every other day someone is opening a new noodle stand, restaurant, or shop. Unfortnately, lack of planning and other basic business skills leads to a higher than usual business failure rate. If villagers could learn to manage their debts and implement good business practice I believe many villagers could turn their financial fortunes around.
Showing posts with label Thailand. Show all posts
Showing posts with label Thailand. Show all posts
Friday, August 8, 2008
Thursday, July 31, 2008
It's All About Trade
As an American Peace Corps Volunteer serving in Thailand, I spend my days sharing life with common villagers in humble surroundings. Harvesting rice patties, biking up and down rocky mountain roads, eating sticky rice with fried pork with neighbors, and navigating cultural and language differences are just a few of my daily tasks.I am charged with the duty of organizing my community so that they can better empower themselves. So far, I have been pretty successful with my job. I created a community organizing model named Project Hope that allows a team of student leaders to organize their classmates to help develop real projects in the larger community. We’ve done clothing drives for poor families, trainings for villagers, and launched clubs within the school. Other volunteers throughout Thailand have begun replicating this model with success as well. One volunteer was able to raise 10,000 baht through local business, school, and government support in order to do an HIV/AIDS and English training for hill tribe kids.
However, though these efforts to improve civic life, I kept noticing one of the fundamental problems we faced was a lackluster local economy. The production is there. People will constantly create and manufacture various products from purses to furniture to leather belts. The entrepreneurial spirit is there. It seems everyone wants to own their own shop. People are always opening new noodle stands or jewelry shops or small bamboo production plants. The only thing that seemed missing was trade. Local businesses had everything except for a market that could sustain them. As a matter of fact, the local market is oversaturated with locally made products that it drives prices down and squeezes profit margins.
This leads me to openly wonder about how the village can successfully meet the marketplace? The best bet would seem to be to find other markets that would support these products more profitably, but how can one engage these markets? Also, the level of education in the village is alarmingly low. So, even if there is the opportunity, how can they enter and stay in these markets without being in over their heads? Although I yet to come up with answers to these questions, my experience as a Peace Corps Volunteer showed me that it’s all about trade if poorer communities are to ever sustain any economic growth that will spill over to other civic benefits.
Quilen Blackwell
Labels:
business,
community,
development,
organizing,
Peace Corps,
Thailand,
trade,
village
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